Who are we?

Loanfinder UK is part of the Richmond Group based in Bournemouth in Dorset. The Richmond Group employ over 400 people and according to the Sunday Times, are one of the fastest growing companies in the UK. Click here to find out more about the Richmond Group.

Loanfinder UK offers an independant loan brokerage service. unlike price comparison web sites and traditional loan brokers Loanfinder UK will never accept a fee from a lender to recommend them to you.

What do we do?

Our service is really simple: we assess your application, decide whether we can help you and then find the best loan that's available for you in the UK. We also offer extra products to our customers which may be available through other Richmond Group companies. Click here to find out more about other Richmond Group companies.

Because we do not take commission from lenders we charge applicants a simple one-off payment of between £20 and £65. We believe this makes us the most independant and transparant loan brokerage in the UK.

How do you apply?

Simply complete the quick application form above or call us on 0800 4089 549. If you would like to know more about the options which we could help you with follow the links above:

23.1% APR Typical

Example 23.1% APR Typical. At this rate £5000 borrowed over 60 months payments would be approx. £135.16 per month. Total payable would be £8109.88.

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1 Introduction

1.1 We are committed to protecting the privacy of visitors to the Website in accordance with the Data Protection Act 1998 (the "Act") and we follow the guidelines provided by the Information Commissioner.
1.2 This Privacy Policy explains how we may collect personal data and how we use the information we may collect about you.

2 Information we collect about you

2.1 We only collect information which is necessary for the operation of the provision of our Service to you. We will not keep your personal data for longer than necessary to provide the Service, or as required by law.
2.2 We collect personal data from you via this Website and from third party sources, in order to assess your application for credit. In considering your application, the main activities we undertake, are as follows:
2.2.1 assessment of your repayment performance under any previous credit agreement;
2.2.2 checking of any records held about you in relation to any insurance claims made by you;
2.2.3 undertaking credit services and/or other automated decision making process; and
2.2.4 checking of your information with fraud prevention agencies to prevent fraud, including money laundering, to recover debt, and to carry out statistical analyses.

3 Disclosure to Third Parties

3.1 In the provision of our Service to you, we disclose your information (some of which will include sensitive personal data - e.g. about your health, alleged offences etc) to the following third parties who will provide us with further information about you, such third parties may also be required to disclose your information to selected third parties in relation to this application, and as required by law:3.1.1 one or more Credit Reference Agencies;
3.1.2 corporate groups and/or affiliate companies, including but not limited to our parent company Post Net Limited;
3.1.3 any other creditor in the context of your current application form to assist you in your application;
3.1.4 any collector or tracing agent, to any company, business or intermediary associated with us to recover debt; and/or
3.1.5 any prospective purchaser of our company, including but not limited to sale of our assets in the event of Loanfinder UK going into insolvent liquidation or having a Receiver or Administrator appointed over its assets.
Such disclosures enable us to assess your application.

4 Additional Disclosures

4.1 We may provide aggregated demographic statistics and other related information to third parties but these statistics will not contain any information which could be used to identify any individual customer.
4.2 We reserve the right to access and disclose to third parties any information to comply with applicable laws, including but not limited to, disclosure in accordance with the Act, the Regulation of Investigatory Powers Act 2000 and lawful authority requests, to safeguard the proper operation of our systems and to protect ourselves and our customers/prospective customers.

5 Protection of personal information

We use our reasonable endeavours, including up to date industry procedures, to protect your private use of the Website and to secure such use from unauthorised access, use, disclosure or loss or your personal data.

6 Direct Marketing

6.1 We may contact you by post, telephone and/or email (or such other channel we may adopt from time to time) about services and/or products offered by us, or by other group companies which we consider to be of interest to you.
6.2 We may provide your information to selected third parties who may contact you by post, telephone and/or email (or such other channel they may adopt from time to time) with information which may be of interest to you.
6.3 You have the right at any time to stop us from contacting you or giving your details to others for marketing purposes. If you wish us to stop, please write to the DPA Officer, Loanfinder UK PO Box 4002, Poole BH14 0BF

6.4 You have a right, on payment of a fee, to receive a copy of the information we hold about you if you apply to us in writing.

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The use of the Loanfinder UK website is subject to the terms and conditions set out below. Please take a moment to read these terms and conditions carefully. By using or accessing any of the Loanfinder UK Website, you agree to be bound by the following terms and conditions.

Copyright

The copyright and material on this website is owned by Loanfinder UK and is protected by the copyright laws of the United Kingdom . The material on this website may only be used by those who access it from the United Kingdom and such users will be entitled to copy any such information for their own personal use but may not republish, store or reproduce any such information in any manner, including but not limited to electronic reproduction, without the prior written consent of Loanfinder UK. Any unauthorised downloading, retransmission, or other copying or modification of any of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action. Loanfinder UK disclaims all liability which may result from any unauthorised reproduction or use of the information on this website.

Trade Mark

Certain names, words, titles, phrases, logos, icons, graphics or designs to the pages of this website may constitute trade names or unregistered trade marks of Loanfinder UK. The display of any of the above trade names or trade marks on pages of this website does not imply that any licence has been granted to any third party in respect of the same. All other product or company names and devices, logos, icons, graphics or designs referred to on the pages of this website are the trade marks of their respective owners and are exhibited only in such a manner as is intended to be for the benefit of such trade mark owners and Loanfinder UK intends no infringement of such trade marks. The appearance or absence of products, services, companies, organisations, home pages or other Websites on this website does not imply any endorsement or non-endorsement thereof by Loanfinder UK. All rights not expressly granted herein are reserved by Loanfinder UK.

Liability

Loanfinder UK shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use.

Any exclusions or limitations or restrictions of liability contained in these terms and conditions of use and access of this website shall be subject to the qualification that nothing contained in any such exclusion or limitations or restrictions of liability shall operate to exclude or restrict any duty or liability of Terms Loans to any person which it has under the Financial Services and Markets Act 2000 or its amendments.

Warranties

The information, materials and functions contained in this website including text, graphics, links or other items are provided on an "as is" basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, fitness for a particular purpose or freedom from computer viruses. Loanfinder UK excludes any liability for any errors in or omissions from information, materials and functions included in this website or any third party Websites linked to or from this website.

Jurisdiction

This website is intended to be accessed only by persons located in the UK and Loanfinder UK makes no representation that any information, materials or functions included in this website are appropriate for use in any other jurisdiction. However, if you are unsure whether the products and services referred to on this website are available to you, please call us on 01202 629170.

Personal Data

As the Internet is not a secure medium of communication, Loanfinder UK cannot guarantee the security of any information you input on this website or send to us on the Internet. Loanfinder UK is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information.

Web Links

The provision by Loanfinder UK of a link to another Website does not constitute any authorisation by Loanfinder UK to the user to access material held at that location, nor is it evidence of any endorsement by Loanfinder UK of the material held there. Loanfinder UK accepts no responsibility or liability for the privacy of your personal information on such Websites, as these are beyond our control. Loanfinder UK will accept no responsibility or liability in respect of any materials on any Website which is not under its control.

Website Problems

This website has been extensively tested and should work properly at all times. However, if you experience a problem at any time, please return to the homepage and try again. If the problem persists you can call us on 01202 629170.

Enforceability

In the event any provision of these terms and conditions of use and access to this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

Information

Information provided this website is believed to be reliable when posted. However, Loanfinder UK cannot guarantee that information will be accurate, complete and current at all times. All information on this website is subject to modification from time to time without notice.

Payments

Example of APR: 23.1% variable subject to status. At this rate £5000 borrowed over 60 months payments would be approx. £135.16 per month. Total repayment would be £8109.60. All credit provisionally approved is subject to status and is not available to persons under 18.You are under no obligation by completing the application form.

Governing Laws

The terms and conditions of use of this website shall be governed by and construed in accordance with the laws of England .